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What is an RTN?

Posted: Thu Jul 10, 2025 3:16 am
by rumiseoexpate15
If you have regular transactions with a bank, then you must have heard about routing numbers. You must have your bank routing number memorized because they must perform different transactions with any bank. These bank transactions include direct deposit payments, paying bills online, wire transfers, and the setup of third-party, recurring withdrawals from your bank account.

Finding a Bank Using the RTN
Routing numbers are used to identify a specific bank like UFCU Routing Number and DCU Routing Number; you can also search for the affiliated bank. To do this, go to the ABA website and go to their ABA routing number gambling database lookup tool. Input the routing number on the space provided. This is good news, especially if the check has no bank name on it. You may also determine a bank branch’s location by using the routing number and looking it up on the bank’s website.


You might have encountered cases where these terms are used interchangeably. Using the same routing number is practiced by most major banks today. It’s also common to see separate ABA and ACH routing numbers for other banks such as Citizens Bank Routing Number.

The difference between the two is that ABA routing numbers are found on paper checks and are sometimes called the “check routing number.” Meanwhile, ACH routing numbers apply to electronic transfers and withdrawals and are also referred to as “electronic routing number” or “number for electronic transfers.” You may check with your local branch to determine if they have the same or different routing numbers for the ABA and ACH.